Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is a health insurance scheme launched by the Government of India. It aims to provide financial protection to vulnerable families against high medical costs and improve the quality and access to healthcare services across the country. Here are some of the benefits of the Ayushman Bharat Card:
- Cashless hospitalization: Under the Ayushman Bharat scheme, eligible beneficiaries can avail cashless hospitalization for up to Rs. 5 lakhs per year. This means that you do not have to pay anything out of your pocket for the treatment expenses.
- Wide coverage: The Ayushman Bharat scheme covers a wide range of medical procedures, including pre and post-hospitalization expenses, diagnostics, medicines, and other medical costs.
- Empanelled hospitals: The Ayushman Bharat scheme has a network of empanelled hospitals across the country, which are authorized to provide cashless treatment to beneficiaries. These hospitals are equipped with state-of-the-art medical facilities and experienced doctors.
- Quick and easy access: The Ayushman Bharat scheme provides quick and easy access to healthcare services. Beneficiaries can simply show their Ayushman Bharat Card at any empanelled hospital and avail the required treatment without any hassle.
- No age limit: There is no age limit to avail the benefits of the Ayushman Bharat scheme. Both young and old can benefit from this scheme and avail quality healthcare services without worrying about the cost.
- No restriction on pre-existing diseases: Unlike other health insurance schemes, the Ayushman Bharat scheme does not have any restriction on pre-existing diseases. Beneficiaries can avail treatment for any illness, whether pre-existing or new, and still be covered under the scheme.
The Ayushman Bharat scheme provides a host of benefits to eligible beneficiaries, including cashless hospitalisation, wide coverage, empanelled hospitals, quick and easy access to healthcare services, no age limit, and no restriction on pre-existing diseases. By availing the benefits of this scheme, you can ensure that you and your family receive quality healthcare services without worrying about the cost.